Internet scams are a common occurrence and there’s no reason to feel silly for falling victim to one. After all, they are designed to trick you. Here at Gemmis we have compiled a list of 10 ways to help you avoid these scams.
Email hyperlinks
If you ever receive an email from someone you don’t know, never click on any included links. Sometimes these links will lead you to pages asking for personal information. This is most definitely a scam.
Suspicious Websites
Similarly, if a website you’re on is bombarding you with pop-up windows and is poorly designed, it might not be a legitimate business. It’s best to either shop on big-name sites or sites that use secure payment methods such as PayPal.
Social Security Number
There is no reason, ever, to give out your social security number while you’re shopping online. They don’t need that information and will most likely use it for no good.
Phone Shopping
While fun and convenient, it’s best to avoid using your phone to shop for holiday gifts. Your phone isn’t protected in the same way that your computer is and doesn’t contain anti-virus software.
Password Strength
Using a strong password can make all the difference. Don’t use the same password across all of your accounts.
Refunds
You have the right to a refund if what you ordered shows up late or damaged. If contacting the retailer directly doesn’t work, try calling your card company.
Social Media
Social Media sites create ample opportunity for fraud. Don’t add people you don’t know, otherwise you’re at risk of being scammed.
Holiday Cards
Just as you should be careful about strangers adding you on Facebook, be careful about receiving holiday e-cards from email addresses you don’t recognize. If you don’t know the person sending the email, don’t open it. Otherwise hidden links could potentially take you to scam sites.
Monthly Review
Each month you should review credit card and bank statements. Lookout for incorrect charges or errors. During the holidays, you may even want to keep a more regular eye on it.
Getting your money back
If an unfamiliar charge shows up on your card, contact the company. Most credit card companies come with fraud protection. If fraud occurs you could potentially get your money back.
